Wear Sunscreen, what a 90’s hit taught me about money
Do you remember the 1999 hit “Wear Sunscreen” by Baz Luhrmann? I heard it recently and I had forgotten how cheesy and yet how poignant it was. I discovered that the words were in fact by Mary Schmich; a columnist on the Chicago Tribune. A fact I had not known at the time. The speech she had written subsequently went viral by e-mail (remember those days!).
It reminded me of the conversations we have with our clients at FMB. We’ve been around since 1987. Over that time, we’ve shared the experiences of our clients through the good and the bad, the mundane and the unexpected.
“The real troubles in your life are apt to be things that never crossed your worried mind, the kind that blindside you at 4 p.m. on some idle Tuesday.”
Don’t worry about the future
Loss and sadness are an inevitable part of life, but what we do know is when that idle Tuesday comes, you really don’t want to worry about money. We’ve helped our clients through those times. That is when people understand the true worth of a personal service, not a website.
“Do one thing every day that scares you”
We really encourage clients to think about making their money work for them, we try to find out what motivates them and how their money can help them achieve their dreams and goals. Money is only a means to an end, so use it to do something that scares you!
“Don’t expect anyone else to support you. Maybe you have a trust fund. Maybe you’ll have a wealthy spouse. But you never know when either one might run out.”
Don’t be reckless with other people’s hearts
Marital disharmony, another fact of life. It’s not really surprising that money arguments are one of the top causes of divorce. It’s important to have trust and a financial planner can help bring issues out in the open in a calm neutral way. As for relying on a wealthy spouse or trust fund, that comes with it’s own set of problems too!
“Keep your old love letters. Throw away your old bank statements”
Very sound advice, we’ll worry about the money stuff for you!
But most of all, don’t forget to wear your sunscreen.
You know those things that keep you awake at 3am – well, we can help.
Life will have it’s ups and downs, but at least we will always have your back. Contact us at FMB and let’s have a talk.