We often wonder what the point of having or setting a goal is, and we can often find ourselves too busy to think about setting long-term or even short-term goals. Most of the time, we are content with having a goal of getting through the day without too much stress. However, setting a goal can play an essential role in our lives. Especially if we desire to reach for something that feels fulfilling in our life. An intention can stir up the decisiveness needed to perform the tasks.
Meet Kristen Cunliffe, a Financial Advisor who fell in love with her profession. Kristen is a believer of goal setting and helping people’s future plans become their present. In this episode, we discuss the power of money in relationships and freedom, financial intelligence, and bravely overcoming challenges.
Kristens’ Story
Meet Kristen Cunliffe, a Financial Adviser who began her financial services career by chance back in 1998. She joined a financial services practice as an Office Administrator and fell in love with the profession. The idea of helping peoples’ plans became a big passion of hers, and she set about gaining the qualifications. Ten years ago, she decided that she wanted to be the master of her own destiny and launched Red Star Wealth Management.
She is also the author of Easy Money, an educational book giving bite-size insights into finance. The idea for her book came about five years ago and has grown into a second business. Kristen loves educating people on finance and empowering them to take control of their money and future plans.
- What has driven you? I have a passion for helping people – I am such a people person and truly love to give support.
2. What has been your biggest lesson from 2020 for 2021? The tough decisions are yours to take, especially when you are the boss, and that inner peace is actually the most important thing
3. What solution does Red Star Wealth Management offer? Empowerment, confidence, understanding and a process of building financial resilience.
4. How effective can this solution be for others? Life-changing. So much of what we do in life involves money at some point.
5. What hurdles have you overcome in your life that stand out? There is NOT room for that answer. I do not like to beat that drum, but if I listed it all, it would not sound real.
To hear Kristens’ story, listen to her episode at Clarissa K Explains It All Podcast. https://herluxurywellness.com/podcast/a-chat-with-friends-kristen-cunliffe
Kristen Cunliffe at Red Star Wealth, in her own words
I was born in Blackpool, Lancashire, where I still have my office, I am married to Nick, and we live now in Lytham St Annes. Our daughter Izzy has recently moved out and is about to open her shop Pot Bound in St Annes town centre. She is an artist, and this was her life venture instead of going off to university.
I have been a qualified independent financial adviser since 2001 and opened my business Red Star Wealth in 2011. Being independent is really important to me and my business ethos. It means that the solutions I offer are truly in the best interests of my clients and not services that have been selected by a third party for reasons other than client need. Large scale financial advice companies can be prescriptive on what their advisers should recommend. I do not follow that type of model; instead, when clients seek my advice, that is exactly what they get, my experience, my expertise and a solution genuinely tailored for them. I believe that means my clients experience much more personal service.
My husband and I are also both higher education tutors and provide financial workshops across the UK, so I have a lot of experience helping people understand financial concepts and how they impact life.
I am a passionate advocate of financial intelligence for all people, especially women who can be particularly vulnerable to the gender financial gap. I have researched and found various organisations in this area need to provide holistic financial support for women of all ages and experience to better manage their finances, set financial goals and be more financially resilient.
I am someone who has had real-life experience and can empathise with most of the vulnerable situations such as domestic abuse, financial abuse & control, debt, addiction and most importantly, recovery. I am most certainly not from an ivory tower, and I believe this has helped me truly understand the women I work with. I know how positive financial experience can translate into knowledge and improve many other areas of our lives.
How To Contact Kristen
Financial Services:
Red Star Wealth Website, Email, Facebook Page, Twitter, Instagram , Linkedin
Educational Services:
Website, Linkedin, Twitter, Facebook, Instagram
What is Goal Setting?
The word goal also has two associations, the mental goal, a process of thought that leads to our own feeling of wellbeing. The second association is a physical goal, the process of endurance that pushes our body to become more developed. We look at athletes and sportspeople with awe because we understand the strategy, discipline, and knowledge they have to achieve.
How to Align Your Environment With Your Goals
A goal is an intention set from a desire to reach from one point to another. As a feeling, it is to move from the uncomfortable to the comfortable with the intention of reaching forward. It is not just wandering into the unknown; it is about gaining knowledge and combining what was learnt with action. By making a conscious decision to become committed, we start to understand how the wheels of motion will turn. However, this does not mean that every action is correct or every piece of knowledge is accurate; it means that what works for us will stay and grow in our understanding. As our knowledge increases, so does the refinery in our routine, we become masters of our senses, and our experiences become the stepping stones of wisdom.